The mortgage calculator of Inseryal, S.L. Unipersonal (hereinafter «Inseryal») available on inseryal.com is a purely informative and indicative tool. Its results are estimates based on the data entered by the user and do not constitute a legal commitment, a binding offer or a financing approval by Inseryal or by any financial institution.
1. Nature of the calculations
The simulations generated by this tool are approximations that do not take into account all the factors a bank or lender would consider in a real credit assessment: the applicant’s credit history, income, existing financial commitments, guarantees, market conditions at the time of the application, fees, linked life and home insurance, Stamp Duty (AJD) or other formalisation costs. The monthly payments shown are estimates that may differ significantly from the terms a lender may offer.
2. Limitation of liability
This tool is provided as is, without warranties of any kind, express or implied. Inseryal accepts no liability for financial, economic or any other decisions the user makes based, wholly or partly, on the results of this calculator. Use of the tool is the sole responsibility of the user.
3. Accuracy of the data
The accuracy of the results depends entirely on the accuracy of the data entered by the user. Inseryal does not verify or validate the data entered and is not responsible for results obtained from incorrect or incomplete information.
4. Responsible use
This calculator is intended solely as a starting point so that the user can get an approximate idea of the financing needed to buy a property. It should not be used as the only criterion for investment or financing decisions.
5. Professional advice
Inseryal strongly recommends consulting a financial adviser, a bank or an independent professional before making any purchase or financing decision. Qualified professionals can provide information tailored to each user’s situation, including the actual conditions of the mortgage market at the time of the transaction.
6. Changes
Inseryal reserves the right to modify, suspend or remove this tool at any time and without notice, and to update these terms of use whenever it sees fit. The version in force will always be the one published on this page.
7. Data protection
The calculator does not collect or store any personal data. The values entered are processed only in the user’s browser and are not sent to any server of Inseryal or of third parties.
8. Contact
For any question about this tool, you can contact Inseryal at info@inseryal.com or through the contact form on the website.